Family in need of auto insurance in Beaver Falls, PA

Auto Insurance in Beaver Falls, PA

Even the most careful driver can experience an accident. In fact, more than 5.6 million auto accidents take place each year (1), and that number is on the rise.

That’s why Pennsylvania law requires all car owners to carry auto insurance. Auto insurance not only protects your vehicle, it protects you and your family, too — and even through coverage is a legal requirement, it’s also the smart thing to do. Without it, the impact of a car accident could be financially devastating. The average cost of an injury-only crash is more than $125,000 (2). And even if you’re not at fault, expenses add up quickly.
Auto insurance provides three layers of protection in case of an accident:

  • Property: Covers damage to or theft of your car
  • Liability: Covers injury and property damage to others
  • Medical: Covers medical costs, lost wages and funeral fees

Yorke Insurance Agency helps residents of Ambridge, Beaver Falls, Cranberry Township, Ellwood City, Monaca and New Castle find the right auto insurance coverage to meet their specific needs and their budgets. Coverage options include:

  • Property Damage Liability: Covers damage you cause to another’s property, including vehicles, buildings, landscaping, and more
  • Collision: Covers damage to your vehicle caused by collision with another car or object
  • Comprehensive: Covers losses due to non-collision damages to your car, such as hail, earthquakes, fire, animals, theft or vandalism
  • Bodily injury liability: Covers medical costs from injuries you cause others in an accident
  • Personal Injury Protection or PIP: Covers medical treatment, lost wages, and funeral costs for you and your passengers, regardless of who’s at fault
  • Un/Underinsured Motorist: Covers property damage costs and medical costs caused by a driver with no or inadequate insurance, hit and run accidents, or if you’re injured as a pedestrian

Yorke Insurance Agency in Beaver Falls, Monaca and New Castle, PA can answer your questions about auto insurance. We’ll design a customized auto insurance coverage policy that provides you with the protection — and peace of mind — you need. For more information or to obtain a quote, call us today at xxx-xxx-xxxx.
Sources: (1), (2),